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Medicare Basics – A, B, C, D

Hospital sign

Medicare and COVID-19

For more information on what Medicare covers as it relates to COVID-19, also known as Coronavirus, view the SHIIP--SMP document Medicare & COVID-19 (Coronavirus) Update.

Part A & B Benefits/Coverage Questions

Basic Medicare Information

Information below will help you understand Medicare Coverage options, so you can make informed choices based upon your health, your budget or both. When you're ready, our trained counselors can work with you one-on-one to help you make the right call.

What does Medicare cover?

Medicare has two parts.

Hospital Insurance (Part A)

Medicare Part A helps pay for four kinds of medically necessary care:

  • inpatient hospital care
  • inpatient care in a skilled nursing facility following a hospital stay
  • home health care
  • hospice care

Part A has deductibles and coinsurance, but most people do not have to pay premiums for Part A. If you have a specific question regarding Medicare Part A coverage or claims, call 1-800-633-4227. View The Medicare and You Handbook which contains Part A benefit information.

Medical Insurance (Part B)

Medicare Part B helps pay for:

  • doctor’s services
  • outpatient hospital care
  • durable medical equipment
  • diagnostic tests
  • many other health services and supplies that are not covered by Medicare Part A

Part B has premiums, deductibles, and coinsurance amounts that you must pay yourself or through coverage by another insurance plan. If you have a specific question regarding Medicare Part B coverage or claims, call 1-800-MEDICARE (1-800-633-4227). The Medicare and You Handbook also has Part B benefit information.